Roth IRA
Traditional IRA
Rollover IRA
SEP IRA
Small business retirement plans
Nexttrust Bank Group offers retirement plans tailored for self-employed individuals and businesses of all sizes. Whether you’re managing a solo venture or leading a growing team, our plans are designed to help you build long-term savings while taking advantage of tax benefits today. Let’s find the option that fits your goals.
Tax-Efficient Options
Choose plans that may help reduce your taxable income while growing your retirement savings over time.
Flexible Contributions
Our plans are designed to match your work status, giving you room to adjust your contributions based on your income and business cycle.
No Account Fees
Enjoy no fees to open or maintain most retirement plans with Nexttrust Bank Group, so you keep more of what you invest.
Self-Employed 401(k)
For solo business owners seeking high contribution limits.
SEP IRA
For self-employed or small teams wanting simple, high-limit savings.
SIMPLE IRA
For small businesses offering matching and easy setup.
Roth IRAs for kids
A Roth IRA gives you the chance to grow your retirement savings tax-free and access your money when you need it. That combination of long-term growth and flexible withdrawals makes it a powerful tool for building your financial future.
What’s a Roth IRA?
An individual retirement account funded with after-tax income that grows and can be withdrawn tax-free, if IRS conditions are met.
Tax Savings
Your earnings grow tax-free, and withdrawals in retirement come with no taxes when eligible.
Flexible Access
Withdraw contributions at any time without taxes or penalties, for any reason.
Easy to Qualify
You only need earned income within IRS limits to contribute.
Invest in crypto with Nexttrust Bank Group’s Crypto Roth IRA
Buy and hold assets like Bitcoin and Ethereum while aiming for tax-free growth through a Roth IRA designed for digital investments.
Inherited IRAs for beneficiaries
Inheriting an IRA
When a loved one passes, their retirement savings can provide significant value to you as a beneficiary. We guide you through the process efficiently.
How to inherit a Fidelity IRA in 3 steps
Report the death
Begin by notifying us of the account holder’s passing. You can upload a death certificate to speed up the process if available.
Set up an inherited IRA
Open the same type of IRA (Roth or Traditional) that you are inheriting. Spouses may have options that allow them to bypass this step.
Transfer the assets
After we confirm the death with the certificate, the inherited funds will be transferred into your IRA account.
Why open an inherited IRA with Nexttrust Bank Group
Maintain the tax-deferred growth of the retirement assets
Receive inherited funds without triggering immediate income tax
Access penalty-free withdrawals regardless of your age
Why choose Nexttrust Bank Group?
Dedicated Transition Services team to guide you through every step of the transfer
No account opening fees or minimum balance requirements
$0 commissions on online US stock, ETF, and option trades, with broad investment choices including mutual funds, stocks, bonds, ETFs, and FDIC-insured CDs
